Salaam, Welcome to Home of Australia’s premier Islamic Wealth Management

Build your home with peace of mind – 100% Shariah-compliant financing.

Meezan Islamic Home Finance

You in front of that SOLD sign. It’s one of life’s big moments. To help you get there, we’ve broken down the home buying process into bite-sized steps.

To live in your dream home with complete peace of mind, Meezan property finance is your perfect solution. With us you pay rent, not interest when you purchase or refinance a property while the Home title is in your name.

What can we finance?

Established Home

Construction

Refinance

Home & Land

Top Features of our Product

Both Variable and Fixed rate available

Online access to finance account

Unlimited additional repayments

Offset account facility

Online access to Offset Account

Pay off the loan at any time

Redraw facility available

Bpay and Net transfer to external accounts

Additional Features

Apply for a Home Finance

Once you’ve found the perfect property or if you want to refinance.

Why Choose Meezan Wealth

Tailored Rates

A rental rate tailored for you – giving you the best deal for your situation.

Special Discounts

Enjoy special discounts on both your home loan and Refinance.

Top Class Digital Technology

Meezan finance gives you the flexibility to access, track and manage you

Flexible loan features

Tailor your home loan to suit your needs
and be ready for whatever life brings; with features like offset and salary credit accounts, redraw, additiona

Dedicated Home Lending Specialists

Confidently buy your home with expert partners guiding every step—book appointments anytime, anywhere, at convenience.

Complaint Non-bank source of funding

Meezan Wealth offers Shariah-compliant funding, ensuring halal home financing with transparency, ethics, and peace of mind.

Sharia complaint Contract based on Ijarah method

Shariah-compliant home financing through Ijarah contract.

Special Discounts

Enjoy special discounts on both your home loan and Refinance.

Secure property ownership

Ensure secure property ownership with trusted, transparent, Shariah-compliant financing.

Competitive rental rates

Benefit from competitive rental rates with fair, transparent Shariah financing.

Local and internationally Sharia certified

Meezan Wealth’s solutions are locally and internationally Shariah-certified, ensuring globally recognized compliance, ethical financing, trust, and peace of mind for customers.

PRODUCT DESCRIPTION AND KEY ATTRIBUTES

Product Features

Prime Sharia Owner Occupied

Prime Sharia Investment

Prime Sharia Construction Owner Occupied

Prime Sharia Construction Investment

Rent Type

Variable

Variable

Variable

Variable

Payment Options

Principal and Rent or Rent only for an agreed period

Principal and Rent or Rent only for an agreed period

Principal and Rent; or Rent only during construction phase (max 12 months)

Principal and Rent; or Rent only during construction phase (max 12 months)

Redraw

Variable

Variable

Variable

Variable

Minimum Finance Size

$1,500,000

$1,500,000

$1,500,000

$1,500,000

Maximum Finance Size (subject to LVR and postcode policiy)

$2,500,000

$2,500,000

$1,500,000

$1,500,000

Minimum LVR (subject to postcode eligibility criteria)

90%

90%

90%

90%

Additional payments without penalty

Yes

Yes

Yes

Yes

Offset facility

Yes

Yes

Yes

Yes

Visa debit card

Yes

Yes

Yes

Yes

How Does Ijarah Work?

Our Ijarah structure enables us to allow the title to the property to be held in the client’s name. Each repayment comprises two components; a rental charge (Ijarah) for you to live in the house and a principal payment to acquire our share of equity in the property.

As you acquire more equity in the property, the rental component decreases, and the equity component increases until the property is purchased outright or you sell/refinance.

Sharia Certified

Our Sharia Standards Comply with Global Islamic Standards

High level sharia principles

The accounting and Auditing organisation for Islamic financial institutions is an international Islamic non-for-profit corporate body that prepares auditing, governance, ethics and Shari’a standards for Islamic financial institutions.

High level investment screening

IdealRatings web-based asset management service offers to major financial institutions a complete solution for the entire Shariah fund management operation, that empowers professionals to launch and manage their Shariah compliant funds and help them generate the highest alpha available through a very tight compliance and Shariah purification process.

Our World class shaira board

SRA Consulting , based in Malaysia is a leader in Islamic finance, having excellent networking with Islamic finance experts locally and globally.

What makes it Halal?

Invest-free (No Riba)

Under Islamic Law, Riba (Interest) is prohibited as it exploits borrowers with growing debts while allowing lenders to gain wealth without contributing value.

Shariah Compliant Transaction

Under Islamic Law, Riba (Interest) is prohibited as it exploits borrowers with growing debts while allowing lenders to gain wealth without contributing value.

Based on Ijarah method financing

Under Islamic Law, Riba (Interest) is prohibited as it exploits borrowers with growing debts while allowing lenders to gain wealth without contributing value.

Non Bank Funding

Under Islamic Law, Riba (Interest) is prohibited as it exploits borrowers with growing debts while allowing lenders to gain wealth without contributing value.

Our home finance calculators can help crunch the numbers

Calculators & tools Australia’s leading Islamic Super I Halal Finance I Ijarah loans solution

Ready to Apply?

Purchasing a home for your family is certainly very exciting and we make the process easier for you. Obtaining Meezan Islamic finance is easier than ever before.

We take the responsibility of the finance process so you can focus on finding your dream home. Our dedicated and experienced finance manager tailors your Islamic home finance and guides you in this journey, provide necessary advice, support, and solutions.

Step
01

Check your Eligibility

Step
02

Apply Online